Hands counting Kenyan shilling notes

How it works

Banks want paperwork.
We look at your money.

  1. 01

    Connect your wallet

    Sign up and connect your Avalanche wallet. No piles of paperwork.

  2. 02

    We look at your money

    We analyze your transaction history: what comes in, what goes out, and how consistently you move money.

  3. 03

    Get your credit profile

    We turn your financial activity into a credit profile that helps lenders understand your ability to repay.

  4. 04

    Meet your lender

    If you qualify, lenders can review your profile and decide whether to offer you a loan.

  5. 05

    Get funded

    A lender funds your loan directly. You get the money.

  6. 06

    Pay back, little by little

    Repay your lender in manageable daily instalments.

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